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Modern White Beautiful Home




NMLS 1236714

Helping homeowners and home dreamers buy and refinance, throughout California

As a mortgage broker, I know from firsthand experience how overwhelming it can be to deal with mortgages. However, I also know that it doesn’t have to be this way. I specialize in helping you understand all of your mortgage and financing options so you can make smart and informed decisions. Get in touch with me today to see what I can do for you.

Home: Welcome


The Mortgage You Deserve, Without the Hassle

Contract Paper Signing


Get the financing taken care of so you can do the fun part - Shopping for your new home!


Conventional, Jumbo, FHA, VA, USDA, Down Payment Assistance Programs - We've got it all!
I specialize in matching you with the best loan for your financial goals.


Great for getting rid of that mortgage insurance, lowering your interest rate, cashing out to do some renovations, or consolidating your debt.

Home: Services


Nothing means more to me than customer satisfaction. I’ve been helping my clients successfully purchase and refinance their homes, vacation homes, and investment properties since 2014. Check out what past clients have said about working with me and head over to Zillow to see more!

Working with Rachel on our refinance was simply amazing. We started with her because her rate was by far the best, but in the end what we were most impressed with was how easy it was! Rachel handles everything and bothers you the least amount possible. We are extremely busy professionals and have been through the mortgage process several times - so we were expecting a bit more hassle. Not with Rachel. She is knowledgeable and personable which combined makes her the best choice in lender.

"Painless, Seamless Process" 3/2/2020

Rachel was always available for us when we needed her. She was very knowledgeable about the whole lending process and helped us with questions we didn’t even know to ask. She was patient and followed up with us to make sure we felt good about the process and made sure we had all our ducks in a row. I don’t think we would have had such an easy loan experience if it wasn’t for Rachel. I highly recommend her to anyone, Especially if you’re a first time home buyer or VA loan or just feel a little lost. Thanks Rachel

"Best experience with Rachel Fransen" 5/2/2019

Rachel's knowledge in her field and guidance made both of our transactions a breeze! We absolutely appreciated her positivity and continuous check-ins and updates about the progress of our loan, deadlines, and much more. Rachel made sure we understood everything we were signing and all of our questions were answered. She was awesome to make sure we were ahead of the game to ensure there wouldn't be any hold backs. We would definitely recommend Rachel to our family and friends!

"Rachel is AMAZING!" 1/26/2018

I can't express enough how much I appreciate all of Rachel's help. She was quick to reply to any question I had, and took care of everything I needed. She took care of everything for me! I would highly recommend her if you're looking for a painless home buying experience. Thank you again for everything you have done!

"Had all the answers!" 6/8/2017

Working with Rachel was a pleasure. Rachel is extremely organized, replies to emails quickly, calls you back immediately, answers any questions you have in a timely manner, and keeps excellent communication with you throughout the home purchasing process. We bought our first home recently- and would DEFINITELY work with Rachel again. She was EXTREMELY helpful and I would definitely recommend her to first time home buyers.


Rachel monitored the entire process from beginning to end. Rachel kept in direct contact with the realtor, escrow/title as well as managing the loan application, qualification and approval. This was by far the smoothest and most un-eventful loan that I have ever applied and been approved for. Communication is one of her strongest attributes and for that reason I can recommend Rachel and the services she provides to anyone without hesitation.

"This was by far the smoothest and most un-eventful loan that I have ever applied for..." 7/22/2015

Home: Testimonials


Beach City Brokers, Inc., DBA California Home Financial

200 S Pacific Coast Hwy, Redondo Beach, CA 90277, USA


775-781-0866 (cell)

Thanks for reaching out, I'll be in touch soon!

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