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ABOUT ME
I'm Rachel.
Mortgage advisor, problem solver, and someone who truly cares about helping you build the life you want.

MY STORY
I built my business
around doing
the right thing.
I've always believed that the right loan can open doors, but the wrong advice can close them.
That's why I've built my business around transparency, education, and relationships.
No pressure. No sales pitches.
Just honest guidance and solutions that actually make sense.
SAN DIEGO, CA
WHAT MATTERS
The values that guide my work and my life.
Relationships
Real connections come first. I treat every client like a friend, not a transaction.
Transparency
Clear communication and honest advice. You'll always know where things are at.
Intentionality
Thoughtful planning today that will give you peace of mind for years to come.
Excellence
I'm committed to providing the highest level of service and expertise.
BEYOND THE LOAN
A little more
about me...
I grew up in a home built by my father and designed by my mother, in a small town near Lake Tahoe.
My childhood was spent outside, usually covered in dirt, chasing our farm animals with the family dog never far behind. Looking back, I realize it wasn't the house itself that made it special. It was the feeling of home... the memories created there, the people inside it, and the sense that there was no place I'd rather be.
I think that's why helping people buy homes has always meant more to me than simply closing loans.
After earning bachelor's degrees in Marketing and Management from the University of Nevada, Reno, I found my way into the mortgage industry. Now, more than 12 years later, I've worked on every side of lending, from retail banking to mortgage brokering, which has taught me that the best mortgage isn't simply the lowest rate. It's the one that supports your life after closing day.
That's also why my partners and I started Onda Lending. We wanted to build the kind of company we'd trust with our own families- a brokerage centered on relationships, thoughtful advice, and putting people before transactions.
Whether you're buying your first home, moving into your forever home, or refinancing a place that's already filled with memories, I hope you'll feel like you have someone in your corner who genuinely cares.
Because a mortgage is just the financing.
Home is where life happens.
Ready when
you are.
Let's create a mortgage strategy that's right for you.
775-781-0866
Serving all of California
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