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I was born and raised in a little town near Lake Tahoe and I have a bachelor's degree in Marketing and Management from the University of Nevada-Reno. 

I worked as a Loan Officer in Nevada for 3 years, and we made the move to Carlsbad in 2017 to be closer to family (and the beach if we’re being serious). We love it here and can't imagine life any anywhere else!

Since 2019 I've been working with my dream-team at California Home Financial. We've managed to combine the best people in the industry with a no BS attitude towards lending, while getting you the low rate you deserve and a home you're in love with. 

I know this whole process is scary and

I'm here for you! I'm ready to hold your hand through it all, to teach you everything you need to know to feel comfortable, and to get you your dream home at a monthly payment you can afford for the long haul!

Headshot Photo of Loan Officer, Rachel Fransen
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Alright, enough about me - Let's get you a home!

Personal photo of Rachel Fransen and her family at the beach
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