Terms & Conditions
Effective Date: July 2026

Website Use
The information provided on this website is for general informational purposes only and should not be considered financial, legal, or tax advice.

No Loan Commitment
Submitting a form or contacting Rachel Fransen does not constitute a loan application or guarantee loan approval. All mortgage products are subject to qualification, underwriting, and applicable lending guidelines.

Interest Rates
Mortgage rates, loan programs, and lending guidelines are subject to change without notice.

Third-Party Links
This website may contain links to third-party websites for your convenience. Rachel Fransen is not responsible for the content or privacy practices of those websites.

Intellectual Property
All website content, including text, photography, branding, and design, is the property of Rachel Fransen unless otherwise noted and may not be reproduced without permission.

Contact
If you have questions regarding these Terms & Conditions, please contact:
Rachel Fransen
Email: Rachel@OndaLending.com